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Cost

What is the cost?

The fee for use of our birthing suites and the fee for the care you receive from your provider are separate.  The facility fee to have your baby at BellaNatal Birthing Suites is $1000.  We do not accept insurance or Medicaid.  Contact your provider for the fee he or she will charge for your maternity care services.

Do you have insurance?

Many people think using their insurance is the least expensive way to have a baby, but it may not be true.  Depending on your deductible and co-insurance amounts, it may be much more affordable to deliver at BellaNatal Birthing Suites than to use your insurance at the hospital.  Here is an example of the out-of-pocket costs for a natural (no epidural) delivery at a Utah County hospital with insurance that has a $1500 deductible and and 80/20 co-pay (meaning the insurance pays 80% of costs after the deductible is satisfied) vs. a natural birth at BellaNatal Birthing Suites:
 

Vaginal Delivery Hospital Charge
(no epidural or surgery) 
$4,900 BellaNatal Facility Fee $1,000
Hospital-based Midwife Charge $2,400  Bella-privileged Midwife Fee $1,800
Newborn Hospital Charge $1,146 Newborn Facility Charge $0
Newborn Provider Charge $250 Newborn Provider Charge $0
Total $8,696 Total $2,800
With Insurance
Deductible for Mother $1,500
Deductible for Baby  (separate deductible for baby of $1500, but baby only had $1396 in charges) $1,396    
20% of remaining balance $1,520
Total Out of Pocket $4,056  Total Out of Pocket $2,800

These hospital figures are an estimate only (but based on actual hospital reported charges), because unfortunately, when you birth in hospital there will be many fees you cannot predict.  At BellaNatal Birthing Suites, your fee is always the same.  There are no surprises.

 

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